Posts by Andrew Upton

Introduction Discussing final wishes planning is not merely about addressing legal formalities; it primarily serves as a crucial way to care for your family’s future. While the topic might initially seem daunting, engaging in these conversations openly and early helps ensure that your wishes are respected and that your loved ones are well taken care…

Introduction In this article, we explore Vulnerable Persons and Discretionary Will Trusts—two powerful tools in estate planning designed to provide peace of mind for parents. Whether you’re concerned about how a young adult might handle their inheritance or worried about the welfare of a child with additional needs, these trusts offer robust solutions to protect…

Introduction In this article we are going to explore a key component in effective estate planning – Severance of Tenancy In England and Wales, most couples own their property as joint tenants, often without fully understanding the implications of this arrangement. Joint tenancy seems straightforward: when one owner dies, ownership of the property automatically transfers…

Introduction Inheritance Tax (IHT) can be complex, but effective planning can greatly impact what you leave behind for your loved ones. The best starting point is to seek quality financial advice. A skilled Financial Adviser (FA) can examine your assets, consider your lifetime goals, and guide you in aligning your financial planning with your wishes…

Introduction In the realm of securing one’s future, understanding and setting up a Lasting Power of Attorney (LPA) is so important. A fascinating insight from Willsuite’s 2024 Annual Report reveals that the average age for individuals establishing an LPA is 67. This statistic underscores a critical delay in safeguarding one’s financial and health-related decisions. We…

In navigating the complexities of future healthcare planning, understanding Advance Decisions is paramount. These decisions empower you to have a say in your medical treatment options in times when you might not be able to express your wishes verbally. 🌟 What Are Advance Decisions? Advance Decisions, often referred to as Living Wills, are written statements…

In today’s discussion on family wealth protection we delve into essential strategies to safeguard your family’s financial future. Creating a will and establishing Trusts are pivotal in ensuring your wealth not only remains within your family but is also shielded from unforeseen challenges such as divorce and creditors. Let’s explore how these tools can be…

Preparing for our future, especially as retirement looms, unites us all. With strategic ‘Estate Protection Planning,’ you can safeguard the wealth you’ve diligently built for your loved ones against the looming threat of long-term care costs. By adopting strategic planning and decisive legal steps, you can effectively protect your estate for your family’s benefit.  …