Over-65s Hold £2.9 Trillion in Property Wealth: How to Protect Your Legacy

An older cohabiting couple sitting together on a sofa, reviewing documents with a warm and thoughtful expression.

Unlocking Property Wealth for Over-65s 🏡✨ Did you know that over-65s in the UK hold a staggering £2.9 trillion in property wealth outright? 🏠 This incredible figure reflects a lifetime of hard work and dedication. However, without proper planning, this wealth could face risks like inheritance tax, family disputes, or inefficient distribution. At Beacon Advice,…

Read More

Ensuring Your Children’s Future: The Importance of Choosing the Right Guardians

Illustration of guardians lovingly caring for children in a nurturing home environment, symbolising security and family support.

Introduction Imagine the unthinkable: your children losing their parents and facing the uncertainty of who will care for them. While foster carers are dedicated and kind, the transition can be traumatic for children already dealing with loss. Without a legally nominated guardian, children might temporarily enter foster care, as social services need to thoroughly vet…

Read More

Navigating Separation and Divorce: Essential Steps for Updating Your Estate Plan

A British couple in their 40s sitting on opposite sides of a double bed, looking down and appearing slightly sad, symbolising separation.

Introduction: Separation and divorce are complex and emotionally challenging experiences. However, updating your estate plan during these transitions is crucial for safeguarding your assets and ensuring your wishes are honoured. This guide will walk you through the necessary steps to update your estate plan after separation or divorce. Separation and Wills: Revisiting Your Estate Plan…

Read More

Spanish Legal Services for British Expats: Secure Your Legacy with Beacon Advice

Spanish finca in a rural setting representing Spanish legal services for British expats.

Spanish Legal Services for British Expats: Navigate Spanish Inheritance Law with Confidence For British expats living in Spain, understanding the intricacies of Spanish inheritance law is essential. Many expats mistakenly believe their UK Will covers Spanish assets or assume their spouse will automatically inherit everything. These misunderstandings can lead to unintended financial consequences and mismanaged…

Read More

Retirement and Estate Planning: A Harmonious Duo

Retirement and estate planning integration for financial security

Introduction Did you know that many people in England and Wales are unaware of the importance of integrating their retirement and estate planning? Combining these two crucial aspects of financial planning can ensure a secure future for you and your loved ones. In this article, we will explore how retirement and estate planning go hand…

Read More

Planning for Incapacity – Beyond the Financials

Happy later-life couple sitting together in a cosy living room, holding hands and smiling, with documents on a table suggesting future planning.

Planning for Incapacity – Beyond the Financials When Planning for the future most people concentrate just on their finances. However, preparing for incapacity requires more than just financial planning. It involves ensuring your health, well-being, and personal preferences are respected when you can’t advocate for yourself. Here’s a comprehensive guide to planning for incapacity beyond…

Read More